THIS WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, users are increasingly preferring to electronic channels for their financial needs. This shift has caused to a decrease in branch locations, and many institutions are closing existing branches to reduce costs. De

Return on total assets (ROTA) is a crucial financial metric employed by investors and analysts to gauge the efficiency of a company in creating profits from its assets. It represents the percentage of net income earned relative to the total assets possessed by the company. A higher ROTA indicates that a company is efficiently utilizing its assets t